First Home Buyers Club Blog

You‘ve done the hard yards, you’ve scrimped and saved, and you cautiously think you’re ready to move to the next stage of buying your first home! High Fives by the way, you have just achieved the most difficult milestone of the journey, and you’ve stayed the distance. We know how hard you’ve worked and now the fun part begins! But where to from here?  

The team at Schnauer & Co's have put together a resource toolkit to highlight some of the common misconceptions that some first home buyers have and provide you with tips on how to avoid some easy mistakes when buying your first home. Our expert tips will be presented over six easy to read articles, and they are all designed to help you achieve your goal of homeownership in NZ. 

The team at Schnauer & Co's have put together a resource toolkit to highlight some of the common misconceptions that some first home buyers have and provide you with tips on how to avoid some easy mistakes when buying your first home. Our expert tips will be presented over six easy to read articles, and they are all designed to help you achieve your goal of homeownership in NZ. 

The team at Schnauer & Co's have put together a resource toolkit to highlight some of the common misconceptions that some first home buyers have and provide you with tips on how to avoid some easy mistakes when buying your first home. Our expert tips will be presented over six easy to read articles, and they are all designed to help you achieve your goal of homeownership in NZ. 

In the first 2 parts of the series, we discussed the solicitor approval condition and the process to follow when you are not able to satisfy conditions in the agreement for sale and purchase.

In this Part 3, we will highlight the differences between a loan from parents vs a gift from parents (AKA the bank of Mum and Dad).

As always we recommend getting good independent legal advice.

Don't forget to take advantage of Schnauer & Co's First Home Buyer Member Offer for a free 60 minute consultation.

What is good bank account conduct?

One of our Tips For Getting A Yes To Pre-Approval is to show consistently good bank account conduct.  Keeping your bank account in good order is often not considered by first home buyers when preparing to get a pre-approval.

The First Home Loan & Grant caps have been lifted.

The 2022 Budget announcement saw some major changes to Government assistance for first home buyers.  The changes will make it possible for more first home buyers to access the First Home Grant to put towards their deposit and be eligible for a 5% deposit using the First Home Loan.

The team at Schnauer & Co's have put together a resource toolkit to highlight some of the common misconceptions that some first home buyers have and provide you with tips on how to avoid some easy mistakes when buying your first home. Our expert tips will be presented over six easy to read articles, and they are all designed to help you achieve your goal of homeownership in NZ. 

In part one of the series, they covered the Solicitor's Approval as a condition of a Sale & Purchase Agreement.

This week they cover off some important changes to the sales and purchase agreement which impact on  standard conditions, what this means for you and options you may have.

As always we recommend getting good independent legal advice.

Don't forget to take advantage of Schnauer & Co's First Home Buyer Member Offer for a free 60 minute consultation.

The team at Schnauer and Co. have put together a resource toolkit to highlight some of the common misconceptions that some first home buyers have and provide you with tips on how to avoid some easy mistakes when buying your first home. Our expert tips will be presented over [6] easy to read articles, and they are all designed to help you achieve your goal of home ownership in NZ.

What Should You Be Looking For When Buying An Apartment Off The Plans?

In New Zealand, particularly Auckland, the growing population and rising house prices have resulted in apartment living becoming an appealing and more realistic option for many first home buyers.  Any property purchase is a big decision but buying an apartment off the plans doesn’t need to be a stressful process.